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<channel>
	<title>Rye NY Real Estate</title>
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	<link>http://judycroughan.com</link>
	<description>in the Realtor-Buzz Network</description>
	<lastBuildDate>Fri, 23 Jul 2010 02:57:12 +0000</lastBuildDate>
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			<item>
		<title>William Raveis ranked #1 place to work in Massachusetts after only 7 years in the MA market</title>
		<link>http://judycroughan.com/real-estate/william-raveis-ranked-1-place-to-work-in-massachusetts-after-only-7-years-in-the-ma-market/</link>
		<comments>http://judycroughan.com/real-estate/william-raveis-ranked-1-place-to-work-in-massachusetts-after-only-7-years-in-the-ma-market/#comments</comments>
		<pubDate>Fri, 23 Jul 2010 02:57:12 +0000</pubDate>
		<dc:creator>croughan</dc:creator>
				<category><![CDATA[Business Spotlight]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[#1 place to work in Massachusetts]]></category>
		<category><![CDATA[Boston Business Journal]]></category>
		<category><![CDATA[Chris raveis]]></category>
		<category><![CDATA[William Raveis Real Estate]]></category>

		<guid isPermaLink="false">http://croughan.realty-buzz.com/?p=1102</guid>
		<description><![CDATA[
William Raveis Real Estate was recently ranked the #1 place to work in Massachusetts in the Boston Business Journal&#8217;s annual Best Places to Work survey, among many highly esteemed national and international companies, including Microsoft, Google, and others. &#8220;The honor recognizes company achievements in creating a positive work environment that attracts and retains employees through a combination of [...]]]></description>
			<content:encoded><![CDATA[<h3 class='post-summary'></h3>
<p><span style="font-size: small;"><a href="http://www.raveis.com/" target="_blank">William Raveis Real Estate </a>was recently ranked <a href="http://www.bizjournals.com/boston/stories/2010/06/14/focus6.html" target="_blank">the #1 place to work in Massachusetts </a>in the <a href="http://boston.bizjournals.com/boston/" target="_blank">Boston Business Journal</a>&#8217;s annual Best Places to Work survey, among many highly esteemed national and international companies, including Microsoft, Google, and others. &#8220;The honor recognizes company achievements in creating a positive work environment that attracts and retains employees through a combination of employee satisfaction, working conditions and company culture.&#8221;<a href="http://rismedia.com/2010-06-22/regional-spotlight-william-raveis-real-estate-mortgage-insurance-wins-number-1-place-to-work-in-massachusetts/" target="_blank">*</a></span></p>
<p><span style="font-size: small;">William Raveis Real Estate entered the Massachusetts market only seven years ago, and this is truly an outstanding acomplishment for the company. Executive Vice President/ Managing Partner <a href="http://www.raveis.com/executive-committee.asp" target="_blank">Chris Raveis</a> spearheaded the expansion into Massachusetts, as he is now doing in New York State with the opening of our <a href="http://www.raveis.com/officeprofile.asp?STATE=NY&amp;OFC=27765" target="_blank">Westchester County offices</a> last year. I have a lot of personal respect for Chris and he deserves all these accolades and more for this tremendous achievement.</span></p>
<p><span style="font-size: small;"><a href="http://rismedia.com/2010-06-22/regional-spotlight-william-raveis-real-estate-mortgage-insurance-wins-number-1-place-to-work-in-massachusetts/" target="_blank"><span style="font-size: xx-small;">*Rismedia 6-23-2010 Regional Spotlight: William Raveis Real Estate, Mortgage &amp; Insurance Wins Number 1 Place to Work in Massachusetts</span></a></span></p>
<p><span style="font-size: small;"> </span><br />
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Rye and Harrison Recent Sales</title>
		<link>http://judycroughan.com/real-estate/rye-and-harrison-recent-sales-6/</link>
		<comments>http://judycroughan.com/real-estate/rye-and-harrison-recent-sales-6/#comments</comments>
		<pubDate>Sun, 18 Jul 2010 01:46:04 +0000</pubDate>
		<dc:creator>croughan</dc:creator>
				<category><![CDATA[Rye Home Sales]]></category>
		<category><![CDATA[Rye Real Estate]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[real estate information]]></category>
		<category><![CDATA[Harrison Home Sales]]></category>
		<category><![CDATA[William Raveis Real Estate]]></category>

		<guid isPermaLink="false">http://croughan.realty-buzz.com/?p=1059</guid>
		<description><![CDATA[
The spring of 2010 was a busy time for real estate here in Rye&#8230;.just take a look here at the Raveis Housing Matrix for Rye to see that sales were up 114% in June 2010 over last year&#8230;

Instead of typing the sales as I usually do, I decided to insert links for you to click on here to [...]]]></description>
			<content:encoded><![CDATA[<h3 class='post-summary'></h3>
<p><span style="font-size: small;">The spring of 2010 was a busy time for real estate here in Rye&#8230;.just take a look here at the Raveis Housing Matrix for Rye to see that sales were up <em>114%</em> in June 2010 over last year&#8230;</span></p>
<p><span style="font-size: small;"><a href="http://judycroughan.com/files/2010/07/Rye-Housing-Matrix-June.png"><img class="aligncenter size-full wp-image-1060" title="Rye Housing Matrix for June 2010" src="http://judycroughan.com/files/2010/07/Rye-Housing-Matrix-June.png" alt="" width="540" height="260" /></a></span></p>
<p><span style="font-size: small;">Instead of typing the sales as I usually do, I decided to insert links for you to click on here to see<em> </em>the<em> <strong>past three months of recent sales</strong></em> in <a href="http://judycroughan.com/files/2010/07/Rye-Recent-Sales1.pdf">RYE</a> and <a href="http://judycroughan.com/files/2010/07/Harrison-Recent-Sales.pdf">HARRISON</a>*, so please take a minute to look!!</span></p>
<p><span style="font-size: small;">I hope you find this information useful and I would so appreciate if you could <em>let me know</em> by clicking above left and joining my<a href="http://judycroughan.com/files/2010/07/Coyote-face-pic-royatly-free.jpg"><img class="alignright size-thumbnail wp-image-1087" title="Coyote " src="http://judycroughan.com/files/2010/07/Coyote-face-pic-royatly-free-150x150.jpg" alt="" width="50" height="50" /></a> Facebook business page, <a href="http://www.facebook.com/home.php?#!/pages/Rye-Real-Estate-Blog/197630784461?ref=ts" target="_blank">Rye Real Estate Blog</a>, where you&#8217;ll find the latest community news, including the scoop on the <a href="http://www.myrye.com/my_weblog/2010/07/coyote-call-no-news-is-good-news.html?utm_source=feedburner&amp;utm_medium=email&amp;utm_campaign=Feed%3A+MyRye+%28My+Rye%29" target="_blank">Rye Coyotes</a>!  </span></p>
<p><span style="font-size: small;">Keep in mind that you can find all the above Housing Data information ANYTIME on my company website, <a href="http://www.raveis.com/" target="_blank">raveis.com</a>. </span></p>
<p><span style="font-size: small;"><span style="font-size: xx-small;">*courtesy of </span><a href="http://www.raveis.com/aboutus.asp" target="_blank"><span style="font-size: xx-small;">William Raveis Real Estate</span></a><span style="font-size: xx-small;">.</span></span></p>
]]></content:encoded>
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		</item>
		<item>
		<title>This Week&#8217;s N.Y. Mortgage Rates courtesy of William Raveis Mortgage</title>
		<link>http://judycroughan.com/this-weeks-mortgage-rates/this-weeks-n-y-mortgage-rates-courtesy-of-william-raveis-mortgage/</link>
		<comments>http://judycroughan.com/this-weeks-mortgage-rates/this-weeks-n-y-mortgage-rates-courtesy-of-william-raveis-mortgage/#comments</comments>
		<pubDate>Sat, 10 Jul 2010 22:04:16 +0000</pubDate>
		<dc:creator>croughan</dc:creator>
				<category><![CDATA[This Week's Mortgage Rates]]></category>
		<category><![CDATA[NY Mortgage Rates]]></category>
		<category><![CDATA[Rye Mortgage Rates. William Raveis Mortgage]]></category>

		<guid isPermaLink="false">http://croughan.realty-buzz.com/?p=1052</guid>
		<description><![CDATA[



Mortgage Rates for NY


Product
Interest Rates
Annual Percentage Rate


15 YR Fixed Conforming
3.750%
3.885%


15 YR Fixed Jumbo
4.625%
4.882%


30 YR Fixed Conforming
4.250%
4.392%


30 YR Fixed High Conforming
4.500%
4.646%


30 YR Fixed Jumbo
5.125%
5.242%


30 YR Fixed Super Jumbo
5.375%
5.527%


5/1 YR ARM Conforming
3.125%
3.457%


5/1 YR ARM Jumbo
4.125%
3.728%


5/1 YR Portfolio Arm
4.250%
3.487%



Last Updated On: Friday, July 09, 2010

The rates and APR above are based upon the following assumptions: a 20% down [...]]]></description>
			<content:encoded><![CDATA[<h3 class='post-summary'></h3>
<table border="0" cellpadding="0" width="80%">
<tbody>
<tr>
<td colspan="3"><strong><span style="font-size: small;">Mortgage Rates for NY</span></strong></td>
</tr>
<tr>
<td><strong><span style="font-size: small;">Product</span></strong></td>
<td><strong><span style="font-size: small;">Interest Rates</span></strong></td>
<td><strong><span style="font-size: small;">Annual Percentage Rate</span></strong></td>
</tr>
<tr>
<td><span style="font-size: small;">15 YR Fixed Conforming</span></td>
<td><span style="font-size: small;">3.750%</span></td>
<td><span style="font-size: small;">3.885%</span></td>
</tr>
<tr>
<td><span style="font-size: small;">15 YR Fixed Jumbo</span></td>
<td><span style="font-size: small;">4.625%</span></td>
<td><span style="font-size: small;">4.882%</span></td>
</tr>
<tr>
<td><span style="font-size: small;">30 YR Fixed Conforming</span></td>
<td><span style="font-size: small;">4.250%</span></td>
<td><span style="font-size: small;">4.392%</span></td>
</tr>
<tr>
<td><span style="font-size: small;">30 YR Fixed High Conforming</span></td>
<td><span style="font-size: small;">4.500%</span></td>
<td><span style="font-size: small;">4.646%</span></td>
</tr>
<tr>
<td><span style="font-size: small;">30 YR Fixed Jumbo</span></td>
<td><span style="font-size: small;">5.125%</span></td>
<td><span style="font-size: small;">5.242%</span></td>
</tr>
<tr>
<td><span style="font-size: small;">30 YR Fixed Super Jumbo</span></td>
<td><span style="font-size: small;">5.375%</span></td>
<td><span style="font-size: small;">5.527%</span></td>
</tr>
<tr>
<td><span style="font-size: small;">5/1 YR ARM Conforming</span></td>
<td><span style="font-size: small;">3.125%</span></td>
<td><span style="font-size: small;">3.457%</span></td>
</tr>
<tr>
<td><span style="font-size: small;">5/1 YR ARM Jumbo</span></td>
<td><span style="font-size: small;">4.125%</span></td>
<td><span style="font-size: small;">3.728%</span></td>
</tr>
<tr>
<td><span style="font-size: small;">5/1 YR Portfolio Arm</span></td>
<td><span style="font-size: small;">4.250%</span></td>
<td><span style="font-size: small;">3.487%</span></td>
</tr>
</tbody>
</table>
<p><span style="font-size: small;">Last Updated On: Friday, July 09, 2010<br />
</span><br />
The rates and APR above are based upon the following assumptions: a 20% down payment, $1,500 in finance charges, and 30 days prepaid interest, 1 point, and a 30 day rate lock. The rates and APR will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. The above rates may change or not be available at commitment or closing. Property taxes and homeowners insurance are estimates and subject to change.<br />
 20051919LB &#8211; NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535</p>
<p>William Raveis Mortgage, LLC is a licensed, full-service Mortgage Banker/Broker (<a href="http://www.raveis.com/mortgage/license.asp">View our licenses</a>)</p>
<p>All information provided is deemed reliable but is not guaranteed and should be independently verified</p>
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		</item>
		<item>
		<title>Rye Listing of the Month- Greenhaven Tudor with Beach Rights</title>
		<link>http://judycroughan.com/real-estate/rye-listing-of-the-month-greenhaven-tudor-with-beach-rights/</link>
		<comments>http://judycroughan.com/real-estate/rye-listing-of-the-month-greenhaven-tudor-with-beach-rights/#comments</comments>
		<pubDate>Fri, 09 Jul 2010 03:32:22 +0000</pubDate>
		<dc:creator>croughan</dc:creator>
				<category><![CDATA[Rye Home Sales]]></category>
		<category><![CDATA[Rye Real Estate]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[Greenhaven]]></category>
		<category><![CDATA[Greenhaven Tudor]]></category>
		<category><![CDATA[raveis.com]]></category>
		<category><![CDATA[Rye Beach]]></category>
		<category><![CDATA[Rye Homes]]></category>
		<category><![CDATA[William Raveis Real Estate]]></category>

		<guid isPermaLink="false">http://croughan.realty-buzz.com/?p=998</guid>
		<description><![CDATA[
I thought it might be fun to start featuring a listing of the month on the site, and so for this month, I chose this French Normandy Tudor in the Greenhaven section of Rye. This stately home built in 1926 on nearly half an acre has 3358 square feet, 5 bedrooms, a renovated kitchen with [...]]]></description>
			<content:encoded><![CDATA[<h3 class='post-summary'></h3>
<div><span style="font-size: small;">I thought it might be fun to start featuring a listing of the month on the site, and so for this month, I chose this French Normandy Tudor in the Greenhaven section of Rye. This stately home built in 1926 on nearly <a href="http://judycroughan.com/files/2010/07/34-Rye-Rd-6817-exterior-MLS.jpg"><img class="alignleft size-medium wp-image-1013" title="34-Rye-Rd-6817-exterior-MLS" src="http://judycroughan.com/files/2010/07/34-Rye-Rd-6817-exterior-MLS-300x200.jpg" alt="" width="300" height="200" /></a>half an acre has 3358 square feet, 5 bedrooms, a renovated kitchen with granite countertops adjacent to a home office/ au pair suite, large sunporch, and an additional 1000 square footage on the walkout lower level.  </span> <span style="font-size: small;">My favorite part of this area- private beach and mooring rights are available with the purchase of this home through the Neighborhood Association. A quiet</span></div>
<div id="attachment_1014" class="wp-caption alignright" style="width: 160px"><a href="http://judycroughan.com/files/2010/07/34-Rye-Rd-7058-beach-4X6.jpg"><img class="size-thumbnail wp-image-1014" title="34-Rye-Rd-7058-beach-4X6" src="http://judycroughan.com/files/2010/07/34-Rye-Rd-7058-beach-4X6-150x150.jpg" alt="" width="150" height="150" /></a><p class="wp-caption-text">Private Beach and Mooring in Greenhaven</p></div>
<p><span style="font-size: small;">enclave for </span><span style="font-size: small;"> relaxing, kayaking and casual neighborhood celebrations, it was <a title="A Rye Real Estate Story" href="http://archive.constantcontact.com/fs049/1101971654409/archive/1102391344206.html" target="_blank">a great story when one of my clients chose this private and secluded beach as the setting  to &#8220;pop the question&#8221; to his girlfriend after purchasing a home in  this same neighborhood last year.</a> </span>  </p>
<p><span style="font-size: small;">Contact me or visit </span><a href="http://www.raveis.com/" target="_blank"><span style="font-size: small;">raveis.com</span></a><span style="font-size: small;"> to</span><a title="Greenhaven Tudor" href="http://www.raveis.com/propdetail.asp?STATE=NY&amp;FROM=propfind&amp;PG=1&amp;TOTAL=11&amp;sortdir=ASC&amp;KEY=3249927&amp;FSTKEY=3220307&amp;LASTKEY=3181512&amp;LASTPG=2" target="_blank"><span style="font-size: small;"> see more details here</span></a><span style="font-size: small;"> on this beautiful home.                           </span></p>
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		</item>
		<item>
		<title>WOW- Look at the Trend on June Mortgage Rates!</title>
		<link>http://judycroughan.com/this-weeks-mortgage-rates/wow-look-at-the-trend-on-june-mortgage-rates/</link>
		<comments>http://judycroughan.com/this-weeks-mortgage-rates/wow-look-at-the-trend-on-june-mortgage-rates/#comments</comments>
		<pubDate>Fri, 02 Jul 2010 11:14:16 +0000</pubDate>
		<dc:creator>croughan</dc:creator>
				<category><![CDATA[This Week's Mortgage Rates]]></category>
		<category><![CDATA[Rye Mortgage rates]]></category>
		<category><![CDATA[William Raveis Mortgage]]></category>
		<category><![CDATA[William Raveis Real Estate]]></category>

		<guid isPermaLink="false">http://croughan.realty-buzz.com/?p=984</guid>
		<description><![CDATA[
]]></description>
			<content:encoded><![CDATA[<h3 class='post-summary'></h3>
<div id="attachment_985" class="wp-caption alignnone" style="width: 515px"><a href="http://judycroughan.com/files/2010/07/June-Mortgage-Rates.jpg"><img class="size-full wp-image-985   " title="June Mortgage Rates" src="http://judycroughan.com/files/2010/07/June-Mortgage-Rates.jpg" alt="" width="505" height="355" /></a><p class="wp-caption-text">The Trend on June Mortgage Rates courtesy of William Raveis Mortgage</p></div>
]]></content:encoded>
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		</item>
		<item>
		<title>Latest mortgage rate information: Ryan Raveis talks about another financial incentive for homebuyers</title>
		<link>http://judycroughan.com/real-estate/latest-mortgage-rate-information-ryan-raveis-talks-about-another-financial-incentive-for-homebuyers/</link>
		<comments>http://judycroughan.com/real-estate/latest-mortgage-rate-information-ryan-raveis-talks-about-another-financial-incentive-for-homebuyers/#comments</comments>
		<pubDate>Thu, 24 Jun 2010 14:07:12 +0000</pubDate>
		<dc:creator>croughan</dc:creator>
				<category><![CDATA[This Week's Mortgage Rates]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[real estate information]]></category>
		<category><![CDATA[Ryan Raveis]]></category>
		<category><![CDATA[Rye Mortgage Rates. William Raveis Mortgage]]></category>

		<guid isPermaLink="false">http://croughan.realty-buzz.com/?p=974</guid>
		<description><![CDATA[This concise and informative video by Ryan Raveis details the latest developments in the mortgage market and how it affects your real estate decisions.]]></description>
			<content:encoded><![CDATA[<h3 class='post-summary'></h3>
<p><object width="640" height="385"><param name="movie" value="http://www.youtube.com/v/YtaRUj-5FTQ&#038;hl=en_US&#038;fs=1&#038;color1=0x2b405b&#038;color2=0x6b8ab6"></param><param name="allowFullScreen" value="true"></param><param name="allowscriptaccess" value="always"></param><embed src="http://www.youtube.com/v/YtaRUj-5FTQ&#038;hl=en_US&#038;fs=1&#038;color1=0x2b405b&#038;color2=0x6b8ab6" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true" width="640" height="385"></embed></object></p>
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		</item>
		<item>
		<title>Why Do You Love Living In Rye?</title>
		<link>http://judycroughan.com/community/why-do-you-love-living-in-rye/</link>
		<comments>http://judycroughan.com/community/why-do-you-love-living-in-rye/#comments</comments>
		<pubDate>Wed, 09 Jun 2010 20:17:22 +0000</pubDate>
		<dc:creator>croughan</dc:creator>
				<category><![CDATA[Community]]></category>
		<category><![CDATA[Rye]]></category>
		<category><![CDATA[Rye City]]></category>
		<category><![CDATA[Rye video]]></category>
		<category><![CDATA[ryepatch.com]]></category>

		<guid isPermaLink="false">http://croughan.realty-buzz.com/?p=950</guid>
		<description><![CDATA[
Why move to Rye?  Check out this recent video, as the first of a series commemorating Rye&#8217;s 350th anniversary. Take a look here and let me know what you think&#8230;
* video by Tom Nycz- Courtesy of ryepatch.com.
]]></description>
			<content:encoded><![CDATA[<h3 class='post-summary'></h3>
<p style="text-align: center;"><span style="font-size: small;">Why move to Rye?  Check out this recent video</span><span style="font-size: small;">, as the first of a series commemorating Rye&#8217;s 350th anniversary. </span><a title="Why do you Love Living In Rye?" href="http://rye.patch.com/articles/video-why-do-you-love-living-in-rye" target="_blank"><span style="font-size: small;">Take a look here</span></a><span style="font-size: small;"> and let me know what you think&#8230;</span></p>
<p><span style="font-size: xx-small;">* video by Tom Nycz- Courtesy of </span><a title="rye patch" href="http://rye.patch.com/" target="_blank"><span style="font-size: xx-small;">ryepatch.com</span></a><span style="font-size: xx-small;">.</span></p>
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		<title>This Week&#8217;s Mortgage Rates</title>
		<link>http://judycroughan.com/rye-real-estate/this-weeks-mortgage-rates-10/</link>
		<comments>http://judycroughan.com/rye-real-estate/this-weeks-mortgage-rates-10/#comments</comments>
		<pubDate>Sat, 29 May 2010 13:11:56 +0000</pubDate>
		<dc:creator>croughan</dc:creator>
				<category><![CDATA[Rye Real Estate]]></category>
		<category><![CDATA[This Week's Mortgage Rates]]></category>
		<category><![CDATA[NY Mortgage Rates]]></category>
		<category><![CDATA[Rye Mortgage]]></category>
		<category><![CDATA[William Raveis Mortgage]]></category>

		<guid isPermaLink="false">http://croughan.realty-buzz.com/?p=941</guid>
		<description><![CDATA[
Rates continue to remain low- I was happy to see that my mortgage recently reset to a monthly payment $200 lower!  
Here are this week&#8217;s mortgage rates for this area:



Mortgage Rates for NY


Product
Interest Rates
Annual Percentage Rate


15 YR Fixed Conforming
4.000%
4.139%


15 YR Fixed Jumbo
4.750%
4.948%


30 YR Fixed Conforming
4.625%
4.773%


30 YR Fixed High Conforming
4.750%
4.900%


30 YR Fixed Jumbo
5.500%
5.668%


30 YR Fixed Super [...]]]></description>
			<content:encoded><![CDATA[<h3 class='post-summary'></h3>
<p><span style="font-size: small;">Rates continue to remain low- I was happy to see that my mortgage recently reset to a monthly payment $200 <em>lower!  </em></span></p>
<p><span style="font-size: small;">Here are this week&#8217;s mortgage rates for this area:</span></p>
<table border="0" cellpadding="0" width="80%">
<tbody>
<tr>
<td colspan="3"><strong><span style="font-size: small;">Mortgage Rates for NY</span></strong></td>
</tr>
<tr>
<td><strong><span style="font-size: small;">Product</span></strong></td>
<td><strong><span style="font-size: small;">Interest Rates</span></strong></td>
<td><strong><span style="font-size: small;">Annual Percentage Rate</span></strong></td>
</tr>
<tr>
<td><span style="font-size: small;">15 YR Fixed Conforming</span></td>
<td><span style="font-size: small;">4.000%</span></td>
<td><span style="font-size: small;">4.139%</span></td>
</tr>
<tr>
<td><span style="font-size: small;">15 YR Fixed Jumbo</span></td>
<td><span style="font-size: small;">4.750%</span></td>
<td><span style="font-size: small;">4.948%</span></td>
</tr>
<tr>
<td><span style="font-size: small;">30 YR Fixed Conforming</span></td>
<td><span style="font-size: small;">4.625%</span></td>
<td><span style="font-size: small;">4.773%</span></td>
</tr>
<tr>
<td><span style="font-size: small;">30 YR Fixed High Conforming</span></td>
<td><span style="font-size: small;">4.750%</span></td>
<td><span style="font-size: small;">4.900%</span></td>
</tr>
<tr>
<td><span style="font-size: small;">30 YR Fixed Jumbo</span></td>
<td><span style="font-size: small;">5.500%</span></td>
<td><span style="font-size: small;">5.668%</span></td>
</tr>
<tr>
<td><span style="font-size: small;">30 YR Fixed Super Jumbo</span></td>
<td><span style="font-size: small;">5.750%</span></td>
<td><span style="font-size: small;">5.921%</span></td>
</tr>
<tr>
<td><span style="font-size: small;">5/1 YR ARM Conforming</span></td>
<td><span style="font-size: small;">3.250%</span></td>
<td><span style="font-size: small;">3.346%</span></td>
</tr>
<tr>
<td><span style="font-size: small;">5/1 YR ARM Jumbo</span></td>
<td><span style="font-size: small;">4.375%</span></td>
<td><span style="font-size: small;">3.627%</span></td>
</tr>
<tr>
<td><span style="font-size: small;">5/1 YR Portfolio Arm</span></td>
<td><span style="font-size: small;">4.375%</span></td>
<td><span style="font-size: small;">3.627%</span></td>
</tr>
</tbody>
</table>
<p>Last Updated On: Tuesday, May 25, 2010</p>
<p>The rates and APR above are based upon the following assumptions: a 20% down payment, $1,500 in finance charges, and 30 days prepaid interest, 1 point, and a 30 day rate lock. The rates and APR will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. Property taxes and homeowners insurance are estimates and subject to change.</p>
<p>Loan Broker 20051919LB &#8211; NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535</p>
<p>William Raveis Mortgage, LLC is a licensed, full-service Mortgage Banker/Broker (<a href="http://www.raveis.com/mortgage/license.asp">View our licenses</a>)</p>
<p>All information provided is deemed reliable but is not guaranteed and should be independently verified.</p>
]]></content:encoded>
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		</item>
		<item>
		<title>This Week&#8217;s Mortgage Rates</title>
		<link>http://judycroughan.com/this-weeks-mortgage-rates/this-weeks-mortgage-rates-9/</link>
		<comments>http://judycroughan.com/this-weeks-mortgage-rates/this-weeks-mortgage-rates-9/#comments</comments>
		<pubDate>Sat, 22 May 2010 13:19:03 +0000</pubDate>
		<dc:creator>croughan</dc:creator>
				<category><![CDATA[This Week's Mortgage Rates]]></category>
		<category><![CDATA[NY Mortgage Rates]]></category>
		<category><![CDATA[Rye Mortgage rates]]></category>
		<category><![CDATA[William Raveis Mortgage]]></category>

		<guid isPermaLink="false">http://croughan.realty-buzz.com/?p=934</guid>
		<description><![CDATA[



Mortgage Rates for NY


Product
Interest Rates
Annual Percentage Rate


15 YR Fixed Conforming
4.000%
4.139%


15 YR Fixed Jumbo
4.750%
4.948%


30 YR Fixed Conforming
4.750%
4.900%


30 YR Fixed High Conforming
4.875%
5.027%


30 YR Fixed Jumbo
5.375%
5.527%


30 YR Fixed Super Jumbo
5.500%
5.668%


5/1 YR ARM Conforming
3.250%
3.346%


5/1 YR ARM Jumbo
4.375%
3.627%


5/1 YR Portfolio Arm
4.375%
3.627%



Last Updated On: Thursday, May 20, 2010
The rates and APR above are based upon the following assumptions: a 20% down [...]]]></description>
			<content:encoded><![CDATA[<h3 class='post-summary'></h3>
<table border="0" cellpadding="0" width="80%">
<tbody>
<tr>
<td colspan="3"><strong>Mortgage Rates for NY</strong></td>
</tr>
<tr>
<td><strong>Product</strong></td>
<td><strong>Interest Rates</strong></td>
<td><strong>Annual Percentage Rate</strong></td>
</tr>
<tr>
<td>15 YR Fixed Conforming</td>
<td>4.000%</td>
<td>4.139%</td>
</tr>
<tr>
<td>15 YR Fixed Jumbo</td>
<td>4.750%</td>
<td>4.948%</td>
</tr>
<tr>
<td>30 YR Fixed Conforming</td>
<td>4.750%</td>
<td>4.900%</td>
</tr>
<tr>
<td>30 YR Fixed High Conforming</td>
<td>4.875%</td>
<td>5.027%</td>
</tr>
<tr>
<td>30 YR Fixed Jumbo</td>
<td>5.375%</td>
<td>5.527%</td>
</tr>
<tr>
<td>30 YR Fixed Super Jumbo</td>
<td>5.500%</td>
<td>5.668%</td>
</tr>
<tr>
<td>5/1 YR ARM Conforming</td>
<td>3.250%</td>
<td>3.346%</td>
</tr>
<tr>
<td>5/1 YR ARM Jumbo</td>
<td>4.375%</td>
<td>3.627%</td>
</tr>
<tr>
<td>5/1 YR Portfolio Arm</td>
<td>4.375%</td>
<td>3.627%</td>
</tr>
</tbody>
</table>
<p>Last Updated On: Thursday, May 20, 2010</p>
<p>The rates and APR above are based upon the following assumptions: a 20% down payment, $1,500 in finance charges, and 30 days prepaid interest, 1 point, and a 30 day rate lock. The rates and APR will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. Property taxes and homeowners insurance are estimates and subject to change.<br />
c20051919LB &#8211; NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535</p>
<p>William Raveis Mortgage, LLC is a licensed, full-service Mortgage Banker/Broker (<a href="http://www.raveis.com/mortgage/license.asp">View our licenses</a>)</p>
<p>All information provided is deemed reliable but is not guaranteed and should be independently verified.</p>
<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;</p>
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		</item>
		<item>
		<title>Rye House Tour 2010</title>
		<link>http://judycroughan.com/community/rye-house-tour-2010/</link>
		<comments>http://judycroughan.com/community/rye-house-tour-2010/#comments</comments>
		<pubDate>Thu, 20 May 2010 13:56:35 +0000</pubDate>
		<dc:creator>croughan</dc:creator>
				<category><![CDATA[Community]]></category>
		<category><![CDATA[Lulu Powers]]></category>
		<category><![CDATA[Rye High School PTO House Tour]]></category>
		<category><![CDATA[Rye House Tour]]></category>
		<category><![CDATA[William Raveis Real Estate]]></category>

		<guid isPermaLink="false">http://croughan.realty-buzz.com/?p=918</guid>
		<description><![CDATA[
Great weather is forecasted for 2010&#8217;s Rye House Tour tomorrow, organized for the 30th year by the Rye High School Parent Organization.  I will be working at a gracious Forest Avenue home showcasing Celebrity Chef Lulu Powers, along with my Co-Captain and tireless co-worker, Judy Jackson, and several generous volunteers. 
Five homes will be featured on [...]]]></description>
			<content:encoded><![CDATA[<h3 class='post-summary'></h3>
<p><span style="font-size: small;">Great weather is forecasted for 2010&#8217;s <a href="http://www.ryehousetour.com/home" target="_blank">Rye House Tour</a> tomorrow, organized for the 30th year by the Rye High School Parent Organization.  I will be working at a gracious Forest Avenue home showcasing <a href="http://www.lulupowers.com/bio.html" target="_blank">Celebrity Chef Lulu Powers</a>, along with my Co-Captain and tireless co-worker, <a href="http://judyjackson.raveis.com/agentprofile.asp?SITE=agt&amp;AGT=6479&amp;AGENT=6479" target="_blank">Judy Jackson</a>, and several generous volunteers. </span></p>
<p><span style="font-size: small;">Five homes will be featured on this year&#8217;s tour, including a &#8220;Certified LEED&#8221; (green) house with a boutique and Art Gallery, and lunch is available at <a href="http://www.manursing.com/Club/Scripts/Home/home.asp" target="_blank">Manursing Island Club</a> for those viewing the tour. The tour runs from 9 a.m. to 3 p.m. Friday, May 21st. For full details on ticket options and prices, as well as a <a href="http://www.ryehousetour.com/home/photo-gallery/gallery" target="_blank">video &#8220;sneak peek&#8221;</a>, visit the website at <a href="http://www.ryehousetour.com">www.ryehousetour.com</a>. </span></p>
<p><span style="font-size: small;">Tickets are available at most local real estate offices, including <a href="http://www.raveis.com/officeprofile.asp?STATE=NY&amp;OFC=27765" target="_blank">William Raveis Real Estate </a>at 78 Purchase Street.</span></p>
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