Ryan Raveis Summarizes the New Tax Credit for Home Buyers and Homeowners


real estate information | December 27th, 2009

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This Week’s Mortgage Rates


Mortgage Rates for NY

Product

Interest Rates

Annual Percentage Rate

15 YR Fixed Conforming

4.250%

4.393%

15 YR Fixed Jumbo

5.000%

5.247%

30 YR Fixed Conforming

4.875%

5.027%

30 YR Fixed Jumbo

5.500%

5.654%

30 YR Fixed Super Jumbo

5.750%

5.903%

5/1 YR ARM Conforming

3.875%

3.537%

5/1 YR ARM Jumbo

4.375%

3.572%

5/1 YR Portfolio Arm

4.375%

3.572%

Last Updated On: Monday, December 21, 2009

The rates and APR above are based upon the following assumptions: a 20% down payment, $1,500 in finance charges, and 30 days prepaid interest, 1 point, and a 60 day rate lock. The rates and APR will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. Property taxes and homeowners insurance are estimates and subject to change.
d20051919LB – NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535

William Raveis Mortgage, LLC is a licensed, full-service Mortgage Banker/Broker (View our licenses)

All information provided is deemed reliable but is not guaranteed and should be independently verified.


This Week's Mortgage Rates | December 26th, 2009

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Last Minute Shopping in Rye, N.Y.- My Favorite Stores


I’m not sure about you, but the holidays seem to have sprung up on me this year, and I am scrambling for some last minute (recession priced?) gifts. I thought I would share some of my favorite places in town to shop.

Purchase Street in Rye has some great shops that I visit time and again. For a special gift, visit Woodrow Jewelers, a longtime family business that specializes in quality jewelry with a focus on service.  Blush Beauty Bar, Oliviers or Wish are three great stores for hostess gifts for Holiday parties as well as fun treats for yourself (great candles at Blush!) Although not located on Purchase Street, Rye Beach Pharmacy at 464 Forest Avenue is so much more than a pharmacy and a great source for holiday gifts- Charlotte and all the lovely ladies behind the counter are more than happy to

Purchase street was in full swing for the Mistletoe Magic Festival
Purchase street was in full swing for the Mistletoe Magic Festival

help you choose the perfect present, and will beautifully wrap it to boot! Parkers Travel Store is one of my longtime favorites- I was just in there yesterday.  Catherine Parker has a great selection of travel books, clothing, luggage and backpacks,as well as an assortment of interesting gifts for the family like Table Topics, one of my favorites.  Speaking of books, you’ll find an interesting collection of current titles and local favorites at Arcade Booksellers at the end of the street near the Village Green. Looking for clothing?  Well, right along with Victoria’s Secret, you’ll find local favorites Great Stuff, Rags, Shoe’s and More.  I grew up with Missy at “Shoes” and have been visiting Rags for years, since the days when the owner’s Golden Retriever was there and slept in the middle of the floor (it always made it easy to shop there when my kids were little, as we went to “visit the (very patient) dog”! And don’t forget to visit my friend Renee Drummond and experience the great energy at Rhythm in Rye Too, a high end consignment shop across from my office ,where I recently purchased some really great things.

There is a local Kohls, Modells, and other chains, but if you are looking for something special and would like some individualized attention, come see our local merchants.  If you are visiting for the first time, please let them know you first read about their store here! Happy Holidays to all of you!

Community | December 23rd, 2009

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This Week’s Mortgage Rates


Mortgage Rates for NY

Product

Interest Rates

Annual Percentage Rate

15 YR Fixed Conforming

4.250%

4.393%

15 YR Fixed Jumbo

5.000%

5.247%

30 YR Fixed Conforming

4.875%

5.027%

30 YR Fixed Jumbo

5.500%

5.654%

30 YR Fixed Super Jumbo

5.750%

5.903%

5/1 YR ARM Conforming

3.875

3.537

5/1 YR ARM Jumbo

4.375%

3.572%

5/1 YR Portfolio Arm

4.375%

3.572%

 

 


Last Updated On: Friday, December 18, 2009

The rates and APR above are based upon the following assumptions: a 20% down payment, $1,500 in finance charges, and 30 days prepaid interest, 1 point, and a 60 day rate lock. The rates and APR will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. Property taxes and homeowners insurance are estimates and subject to change.

20051919LB – NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535

William Raveis Mortgage, LLC is a licensed, full-service Mortgage Banker/Broker (View our licenses)

All information provided is deemed reliable but is not guaranteed and should be independently verified.


 

This Week's Mortgage Rates | December 19th, 2009

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This Week’s Mortgage Rates

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Mortgage Rates for NY

Product

Interest Rates

Annual Percentage Rate

15 YR Fixed Conforming

4.250%

4.393%

15 YR Fixed Jumbo

5.000%

5.247%

30 YR Fixed Conforming

4.625%

4.773%

30 YR Fixed Jumbo

5.375%

5.527%

30 YR Fixed Super Jumbo

5.625%

5.781%

5/1 YR ARM Conforming

3.375%

3.540%

5/1 YR ARM Jumbo

4.250%

3.556%

5/1 YR Portfolio Arm

4.250%

3.556%

Last Updated On: Friday, December 04, 2009

The rates and APR above are based upon the following assumptions: a 20% down payment, $1,500 in finance charges, and 30 days prepaid interest, 1 point, and a 60 day rate lock. The rates and APR will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. Property taxes and homeowners insurance are estimates and subject to change.
20051919LB – NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535

All information provided is deemed reliable but is not guaranteed and should be independently verified.

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This Week's Mortgage Rates | December 7th, 2009

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Frosty & Co. at the William Raveis RE Dream House from Rye’s Mistletoe Magic Festival on Purchase Street

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Community | November 30th, 2009

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Rye and Harrison N.Y. Recent Sales

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Rye
     
Address                         
Bedrooms    
List Price
    Sale Price
     Market Time  (Days)   
 
10 Plymouth Rd
5
1,995,000
    1,807,000
      241
 
521 Purchase St
4
999,000
    975,000
      124
 
300 Grace Church St
7
4,995,000
    4,400,000
      112
 
26 Brevoort Ln
6
2,795,000
    2,600,000 
      130
 
33 Valleyview Ave
6
2,850,000
    2,500,000
      107
 
47 Grace Church St
5
2,450,000
    2,200,000
      114
 
181 Soundview Ave
4
1,795,000
    1,700,000
      393
 
14 Mohawk St
3
1,399,000
    1,275,000
      164
 
49 Parkway Dr
4
949,500
    880,000
      69
 
27 Claremont Ave
3
845,000
    750,000
      103
 
85 Dearborn Ave
3
750,000
    690,000
      128
 
351 Park Ave
4
750,000
    680,000
      249
 
39 Tyler Cir
4
515,000
    505,000
      32
 
October Averages
4
1,775,962
    1,612,462
      151
Harrison
     
Address
Bedrooms     
List Price
  Sale Price
   Market Time (Days)
 
5 Knightsbridge Manor Rd
6
2,575,000
   2,600,000
   107
 
10 Plymouth Rd
5
1,995,000
   1,807,000
   241
 
7 Cayuga Trail
4
1,175,000 
   1,080,000
   121
 
40 Brae Burn Dr
5
1,299,000
   1,060,000
   82
 
521 Purchase St
4
999,000
   975,000
   124
 
157 Anderson Hill Rd
4
999,999
   900,000 
   254
 
50 White Plains Ave
3
518,800
   500,000
   120
 
69 Preston Ave
3
519,900  
   497,000
   138
 
226 Old Lake St
2
499,000
   408,000
   405
 
October Averages
4
1,175,633
  1,091,889   
 

 *Information per raveis.com

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Rye Home Sales, Rye Real Estate | November 28th, 2009

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Visit Us at the Mistletoe Magic Family Festival

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For those of you with little ones, Sunday is a great day to explore Rye!  I have talked before about the great shops on Purchase Street, and the Rye Chamber of Commerce is sponsoring their annual Mistletoe Magic Family Festival from 12-3 this Sunday, November 29th. We will be there at  William Raveis Real Estate’s Dreamhouse along with several other local merchants with rides, games and crafts for young children. Live musical performances, food, farmer’s market, and lots of fun all around.

If you can’t make it Sunday, consider coming to town for dinner and shopping on Purchase Street for Candlelight Shopping on two consecutive Thursday evenings, December 3rd and December 10th, when many of the local merchants will be open until 10 p.m. Click here to learn more about upcoming holiday events throughout Westchester County, courtesy of Lohud.com.

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Community | November 28th, 2009

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This Week’s Mortgage Rates

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Mortgage Rates for NY

Product

Interest Rates

Annual Percentage Rate

15 YR Fixed Conforming

4.250%

4.393%

15 YR Fixed Jumbo

5.125%

5.374%

30 YR Fixed Conforming

4.625%

4.773%

30 YR Fixed Jumbo

5.500%

5.654%

30 YR Fixed Super Jumbo

5.750%

5.903%

5/1 YR ARM Conforming

3.375%

3.540%

5/1 YR ARM Jumbo

4.375%

3.592%

5/1 YR Portfolio Arm

4.375%

3.592%

Last Updated On: Friday, November 20, 2009

The rates and APR above are based upon the following assumptions: a 20% down payment, $1,500 in finance charges, and 30 days prepaid interest, 1 point, and a 60 day rate lock. The rates and APR will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. Property taxes and homeowners insurance are estimates and subject to change.
id 20051919LB – NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535

All information provided is deemed reliable but is not guaranteed and should be independently verified.

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This Week's Mortgage Rates | November 21st, 2009

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Bill Raveis Shares Important Information for Buyers and Sellers on How to Evaluate Facts & Figures to Assist with the Home Buying and Selling Process.

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Rye Home Sales | November 18th, 2009

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