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Mortgage Rates for NY

Product                               Interest Rates                 Annual Percentage Rate
15 YR Fixed Conforming               4.500%                      4.772%
15 YR Fixed Jumbo                      5.250%                      5.502%
30 YR Fixed Conforming               5.125%                      5.288%
30 YR Fixed Jumbo                      5.750%                      5.903%
30 YR Fixed Super Jumbo             6.000%                      6.163%
5/1 YR ARM Conforming               4.000%                      3.551%
5/1 YR ARM Jumbo                      4.625%                      3.642%
5/1 YR Portfolio Arm                    4.625%                      3.642%

Last Updated On: Wednesday, December 30, 2009

The rates and APR above are based upon the following assumptions: a 20% down payment, $1,500 in finance charges, and 30 days prepaid interest, 1 point, and a 60 day rate lock. The rates and APR will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. Property taxes and homeowners insurance are estimates and subject to change. NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535

William Raveis Mortgage, LLC is a licensed, full-service Mortgage Banker/Broker (View our licenses)

Rye

Harrison

Last Updated On: Monday, December 21, 2009

The rates and APR above are based upon the following assumptions: a 20% down payment, $1,500 in finance charges, and 30 days prepaid interest, 1 point, and a 60 day rate lock. The rates and APR will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. Property taxes and homeowners insurance are estimates and subject to change.
d20051919LB – NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535

William Raveis Mortgage, LLC is a licensed, full-service Mortgage Banker/Broker (View our licenses)

All information provided is deemed reliable but is not guaranteed and should be independently verified.

I’m not sure about you, but the holidays seem to have sprung up on me this year, and I am scrambling for some last minute (recession priced?) gifts. I thought I would share some of my favorite places in town to shop.

Purchase Street in Rye has some great shops that I visit time and again. For a special gift, visit Woodrow Jewelers, a longtime family business that specializes in quality jewelry with a focus on service.  Blush Beauty Bar, Oliviers or Wish are three great stores for hostess gifts for Holiday parties as well as fun treats for yourself (great candles at Blush!) Although not located on Purchase Street, Rye Beach Pharmacy at 464 Forest Avenue is so much more than a pharmacy and a great source for holiday gifts- Charlotte and all the lovely ladies behind the counter are more than happy to

There is a local Kohls, Modells, and other chains, but if you are looking for something special and would like some individualized attention, come see our local merchants.  If you are visiting for the first time, please let them know you first read about their store here! Happy Holidays to all of you!

The rates and APR above are based upon the following assumptions: a 20% down payment, $1,500 in finance charges, and 30 days prepaid interest, 1 point, and a 60 day rate lock. The rates and APR will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. Property taxes and homeowners insurance are estimates and subject to change.

20051919LB – NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535

William Raveis Mortgage, LLC is a licensed, full-service Mortgage Banker/Broker (View our licenses)

All information provided is deemed reliable but is not guaranteed and should be independently verified.

Last Updated On: Friday, December 04, 2009

The rates and APR above are based upon the following assumptions: a 20% down payment, $1,500 in finance charges, and 30 days prepaid interest, 1 point, and a 60 day rate lock. The rates and APR will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. Property taxes and homeowners insurance are estimates and subject to change.
20051919LB – NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535

All information provided is deemed reliable but is not guaranteed and should be independently verified.