pusing Affordability
pusing Affordability
real estate, real estate information | January 30th, 2010
Hello readers…I have been somewhat absent here in the past week due to a personal tragedy, so my apologies. I will be returning the week of February 1st, but in the meantime, I wanted to give you a glimpse of the monthly Housing Newsletter for Rye from William Raveis Real Estate. You can sign up to receive this free newsletter every month for ANY community covered by William Raveis, simply by visiting raveis.com or the Market Update link above here on on my site.
Click here for a peek of this month’s newsletter for Rye complete with recent stats and graphs, and see you next week.

Rye Home Sales, Rye Real Estate, real estate, real estate information | January 24th, 2010
If you are considering selling in the spring, you will want to act NOW to start making some improvements on your home. Here are the Top Ten Projects that add value to your home, according to HGTV’s Front Door:
Also, I always think it is a good idea to have a “pre inspection” by a qualified home inspector or contractor to fix any lingering issues that could come up and give the impression that your home is well cared for and well maintained. Keep in mind too that paint is an inexpensive way to freshen your home right before you put it on the market. Remember, you don’t get a second chance to make a first impression!
Need more tips? Check out the video, 10 Ways to Increase The Value of Your Home- On any Budget.
Rye Real Estate, real estate, real estate information | January 12th, 2010
|
Mortgage Rates for NY |
||
| Product | Interest Rates | Annual Percentage Rate |
| 15 YR Fixed Conforming | 4.375% | 4.520% |
| 15 YR Fixed Jumbo | 5.250% | 5.502% |
| 30 YR Fixed Conforming | 5.000% | 5.161% |
| 30 YR Fixed Jumbo | 5.750% | 5.903% |
| 30 YR Fixed Super Jumbo | 6.000% | 6.163% |
| 5/1 YR ARM Conforming | 4.000% | 3.551% |
| 5/1 YR ARM Jumbo | 4.625% | 3.642% |
| 5/1 YR Portfolio Arm | 4.625% | 3.642% |
Last Updated On: Thursday, January 07, 2010
The rates and APR above are based upon the following assumptions: a 20% down payment, $1,500 in finance charges, and 30 days prepaid interest, 1 point, and a 60 day rate lock. The rates and APR will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. Property taxes and homeowners insurance are estimates and subject to change.
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535
William Raveis Mortgage, LLC is a licensed, full-service Mortgage Banker/Broker (View our licenses)
All information provided is deemed reliable but is not guaranteed and should be independently verified.
This Week's Mortgage Rates | January 10th, 2010
Visit msnbc.com for breaking news, world news, and news about the economy
real estate, real estate information | January 4th, 2010
Community, real estate information | January 2nd, 2010
Mortgage Rates for NY
Product Interest Rates Annual Percentage Rate
15 YR Fixed Conforming 4.500% 4.772%
15 YR Fixed Jumbo 5.250% 5.502%
30 YR Fixed Conforming 5.125% 5.288%
30 YR Fixed Jumbo 5.750% 5.903%
30 YR Fixed Super Jumbo 6.000% 6.163%
5/1 YR ARM Conforming 4.000% 3.551%
5/1 YR ARM Jumbo 4.625% 3.642%
5/1 YR Portfolio Arm 4.625% 3.642%
Last Updated On: Wednesday, December 30, 2009
The rates and APR above are based upon the following assumptions: a 20% down payment, $1,500 in finance charges, and 30 days prepaid interest, 1 point, and a 60 day rate lock. The rates and APR will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. Property taxes and homeowners insurance are estimates and subject to change. NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535
William Raveis Mortgage, LLC is a licensed, full-service Mortgage Banker/Broker (View our licenses)
This Week's Mortgage Rates | January 2nd, 2010
Rye
|
November, 2009
|
William Raveis Real Estate
|
||||
|
Address
|
Bedrooms
|
List Price
|
Sale Price
|
Market Time (Days)
|
|
|
7 Flagler Dr
|
7
|
3,895,000
|
3,200,000
|
44
|
|
|
1 Pilgrim Rd
|
5
|
2,495,000
|
2,250,000
|
118
|
|
|
490 Purchase St
|
6
|
1,199,000
|
1,050,000
|
406
|
|
|
460 Grace Church St
|
4
|
6,900,000
|
5,000,000
|
509
|
|
|
14 John Jay Pl
|
5
|
1,495,000
|
1,400,000
|
97
|
|
|
12 Pine Ln
|
4
|
1,425,000
|
1,350,000
|
128
|
|
|
19 Cayuga St
|
4
|
1,495,000
|
1,327,500
|
164
|
|
|
8 Hammond Rd
|
4
|
869,000
|
832,000
|
59
|
|
|
40 Dearborn Ave
|
4
|
618,000
|
598,000
|
44
|
|
|
45 Sanford St
|
3
|
549,000
|
545,000
|
34
|
|
|
618 Forest Ave
|
3
|
519,000
|
486,500
|
253
|
|
|
November Averages
|
4
|
1,950,818
|
1,639,909
|
169
|
|
Harrison
|
November, 2009
|
William Raveis Real Estate
|
||||
|
Address
|
Bedrooms
|
List Price
|
Sale Price
|
Market Time (Days)
|
|
|
7 Flagler Dr
|
7
|
3,895,000
|
3,200,000
|
44
|
|
|
9 Hickory Pine Ct
|
5
|
2,625,000
|
2,300,000
|
46
|
|
|
1 Pilgrim Rd
|
5
|
2,495,000
|
2,250,000
|
118
|
|
|
599 West St
|
5
|
2,395,000
|
2,000,000
|
270
|
|
|
2 Oak Ridge Ct
|
6
|
1,995,000
|
1,900,000
|
59
|
|
|
490 Purchase St
|
6
|
1,199,000
|
1,050,000
|
406
|
|
|
283 Harrison Ave
|
5
|
524,900
|
480,000
|
208
|
|
|
130 Condit St
|
3
|
389,900
|
389,900
|
89
|
|
|
November Averages
|
5
|
1,939,850
|
1,696,238
|
||
Rye Home Sales, Rye Real Estate, real estate information | December 28th, 2009
real estate information | December 27th, 2009
|
Mortgage Rates for NY |
||
|
Product |
Interest Rates |
Annual Percentage Rate |
|
15 YR Fixed Conforming |
4.250% |
4.393% |
|
15 YR Fixed Jumbo |
5.000% |
5.247% |
|
30 YR Fixed Conforming |
4.875% |
5.027% |
|
30 YR Fixed Jumbo |
5.500% |
5.654% |
|
30 YR Fixed Super Jumbo |
5.750% |
5.903% |
|
5/1 YR ARM Conforming |
3.875% |
3.537% |
|
5/1 YR ARM Jumbo |
4.375% |
3.572% |
|
5/1 YR Portfolio Arm |
4.375% |
3.572% |
Last Updated On: Monday, December 21, 2009
The rates and APR above are based upon the following assumptions: a 20% down payment, $1,500 in finance charges, and 30 days prepaid interest, 1 point, and a 60 day rate lock. The rates and APR will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. Property taxes and homeowners insurance are estimates and subject to change.
d20051919LB – NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535
William Raveis Mortgage, LLC is a licensed, full-service Mortgage Banker/Broker (View our licenses)
All information provided is deemed reliable but is not guaranteed and should be independently verified.
This Week's Mortgage Rates | December 26th, 2009